khabibi, M. wildan and Rosidi (2022) “DETERMINANTS OF THE USE OF AGENCY LEVEL FINANCIAL APPLICATION SYSTEMS (SAKTI): DEVELOPMENT OF THE UMEGA MODEL”, The International Journal of Accounting and Business Society, 30(3), pp. 81–102. Available at: https://ijabs.ub.ac.id/index.php/ijabs/article/view/685 (Accessed: 25 April 2024).